• "Junior" is a term deposit a minimum of 2 years.
• Accrued interest is paid every month or the date specified in the contract.
• Depositor (investor) or by a third person to deposit or part of it ahead of time, putting the deposit up to 2 (two) years from the date of the demand, the amount of the deposit interest rate is recalculated the next day to request back to the day preceding the day for the period at the moment Bank interest rates on demand deposits, and the amount of the deposit and accrued interest is added to the demand deposit interest rate exceeds the recalculated amount in excess of charges to return the deposit amount , otherwise the difference between interest paid to the depositor (investor) or the third person: the depositor (investor) or the third person to deposit or a part of it ahead of time, 2 years after putting the deposit is made to the following scale to demand a recount

• Within the agreement the depositor (investor) of the monthly contribution of more than three months of delay or failure to complete, after three months of the following rates:

The deposit shall cease to be a "Junior" it becomes a fixed-term deposit interest rates in the scale.

• Granted to the bank deposit interest received from the income tax law (10%) and a counting agent to pay the tax law.
• Disputes over the status of the deposit agreement between the parties through negotiations.
• Disputes can be resolved between the Parties through the Financial Ombudsman ("Ombudsman of the financial system" of the law), or the Commercial Arbitration Act ("Commercial Arbitration" in accordance with the law).
• The bank has the right to unilaterally change the bank account, demand deposits and the interest rate on money, they come into force 15 days before informing the depositor.