414.50, 417.50 
13.15, 13.55 
533.00, 543.00 
|
Deposit "Holiday" up to 12%
|  |
At any time, add or take any amount of the deposit or part of it, even earlier than the date specified in the contract with the maintenance of interests.
|
Terms |
AMD |
USD |
EUR | |||
|
Annual clear interest rate
|
Annual interest profitability
|
Annual clear interest rate
|
Annual interest profitability |
|
Annual interest profitability | |
|
3 month |
4.0% |
4.07% |
3.0% |
3.04% |
1.4% |
1.41% |
|
4 month |
4.5% |
4.59% |
3.1% |
3.14% |
1.9% |
1.92% |
|
5 month |
5.3% |
5.43% |
3.3% |
3.35% |
2.4% |
2.43% |
|
6 month |
6.0% |
6.17% |
3.6% |
3.66% |
2.9% |
2.94% |
|
7 month |
7.0% |
7.23% |
4.5% |
4.59% |
3.2% |
3.25% |
|
8 month |
7.5% |
7.76% |
4.9% |
5.01% |
3.6% |
3.66% |
|
9 month |
8.2% |
8.52% |
5.5% |
5.64% |
3.9% |
3.97% |
|
10 month |
9.0% |
9.38% |
6.5% |
6.7% |
4.1% |
4.18% |
|
11 month |
10.0% |
10.47% |
7.5% |
7.76% |
4.2% |
4.28% |
|
12 month |
11.7% |
12.35% |
8.0% |
8.3% |
4.4% |
4.49% |
|
13-18 month |
11.8% |
12.46% |
8.1% |
8.41% | -
| -
|
|
19-24 month |
11.9% |
12.57% |
8.2% |
8.52% | -
| -
|
|
25 month and more
|
12.0% |
12.68% |
8.3% |
8.62% | -
| -
|
· Added the right of "Holiday" during the term of the deposit agreement the depositor can increase the amount of the deposit, for which khashvarkven deposit agreement.
· Minimum deposit amount is defined to be 100 000 (one hundred thousand) of the U.S. dollar or Euro or its equivalent, which must be maintained for the promised interest.
· The calculated interest is paid every month or the date specified in the contract.
months after the request if the amount of the deposit interest rate recalculated in the next day until the day preceding the day of the period with the demand for a given period of time of any given bank deposit interest rate (but no more than the deposit interest rate), and before that The depositor is paid (transferred from a bank account or other obligations), interest is above interest rates exceed the recalculated interest charged on the amount exceeding the amount of the deposit returned, otherwise the difference between interest paid to the depositor in such cases the contract, the remainder of the deposit rate will continue to operate.
· The Bank has the right to unilaterally change the bank account, demand deposits and the interest rate on funds, which come into force 15 days prior notice to the depositor.
· Bank interest received is reserved by law for the deposit of income tax (10%) and a counting agent to pay the tax law.
· Disputes over the status of the deposit agreement between the parties through negotiations.
· Disputes between the parties can be resolved through the Financial Ombudsman ("Ombudsman of the financial system" of the law), or the Commercial Arbitration Act ("Commercial Arbitration" in accordance with the law).
· Calculation of the deposit.
Initial amount of deposit……………………………1.000.000 AMD
Clear annual interest rate of the deposit…………………………..12 %
Date of the deposit…………………………………………30 month
Annual interest profitability of the deposit………………12.68 %
(in case of capitalization of the interest)
Annual interest profitability of the deposit (after taxation)…12.33 %
(in case of capitalization of the interest)
Monthly paid interest
1.000.000X 12%/365 X 30.4 = 9.995 AMD (without taxation)
9.995 – 9.995 X 10 % = 8.996 AMD (net profit)
Final amount of the deposit
1.000.000 + 8.996 X 30 = 1.269.880 AMD (after taxation)
In case of capitalization of interests of the deposit .
Final amount of the deposit 1.308.383 AMD(after taxation)
|
"Anelik Bank" CJSC the "Holiday" contribution to the investment depositors to draw a reference to Paris trip http://www.youtube.com/watch?v=0A_mWYK81l0
|
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- Contacts+374 10 59 33 33
- BranchesYerevan
- Customercare
- Clientsrights
- Shareholders
- Vacanciesavailable
"Anelik Bank" CJSC, 13 Vardanants str, Yerevan, RA
Post adress: 0010, 13 Vardanants str., Yerevan
Tel:, +374 10 59 33 33, + 374 60 27 33 33
E-mail: anelik@anelik.am
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