416.00, 419.00 
13.00, 13.45 
530.00, 541.00 
The American Times discovers that the pattern behind Anelik Bank’s success in Armenia’s financial market was almost too obvious to notice: Management and sound Strategic Planning.
Anelik Bank CJSC has developed new loan, called “Wedding”.
Interview of Arminfo news agency with Mr. Samvel Chzmachian, Chairman of the Board of Anelik Bank.
“Anelik Bank” CJSC has extended student loans to about 700 students since the year of 2011. Within 23 years of its activity the Bank has always paid importance to the role of education for development of the society. The Bank managed to extend student loans to about 700 students since 2011, when it first implemented such kind of loan. I believe it is a good and encouraging figure enough.
Anelik Bank CJSC plans to enlarge the list of benefits provided by «ANELIK BANK BOOM ENERGY VISA CLASSIC» to its cardholders in 2013, thanks to which the cardholders may enjoy leisure time in both the best 21 clubs, restaurants, cafes of Yerevan city and in a number of cultural centers, including theatres.
Taking into account the wide respond of the population to the «ANELIK BANK BOOM ENERGY VISA CLASSIC», Anelik Bank CJSC took the decision to extend the limited time for special offer and provide BOOM ENERGY VISA cards without charging the minimal balance from January 1, the year of 2013 to June 30, the year of 2013. Thus, within the provided period of time the Bank enables the possibility to get the «ANELIK BANK BOOM ENERGY VISA CLASSIC» card at 5000 Armenian drams only, which is the annual service fee, without charging minimal balance amounting to 4.000 AMD.
Extraordinary General Assembly of Shareholders of Anelik Bank CJSC is scheduled on 20 December 2012, at 13:00 Yerevan time. Agenda of the Assembly:
Anelik Bank CJSC recorded significant growth of deposits attracted from physical persons.
Chairman of Board of Anelik Bank CJSC Mr. Samvel Chzmachian is awarded medal for "The partnership for salvation"
New in Armenia and special for youth: Anelik Bank CJSC has developed new card which is both payment, discount and club entry card three in one.
“Anelik Bank” CJSC still continues to simplify the process of student loans extension and improve the terms of the loan and offers new “Express Student loans” to its clients.
I HAVE SIMPLE CREDO has - to be USEFUL to to PEOPLE, "- the Chairman of the Board of" Anelik Bank "Samvel Chzmachian, who is proud of being" a Yerevanian usual ", says in interview history to the" GA "
The number of money transfers made through Anelik system within the first six months of the year 2012 made 835,000; which is 34% higher as compared with the same period of 2011. The amount of transfers made within January – June of 2012 equals about 450 million USD, twice as much as the figure of the last year.
"Anelik Bank" CJSC provides its cardholders the largest discount network in Armenia involving more than 400 shops and service points.
During the first 4 months of 2012 the Anelik Bank CJSC has recorded significant growth of POS terminals. Within the first 4 months of the year the Bank installed 3.6 times more POS terminals at trade and service points as compared with the same period of the previous year. As compared with the year beginning the number of POS terminals increased by 16%, thus reaching above 500.
The Anelik Bank CJSC offers new “Stable” deposit with the right of replenishment. The priority of the given deposit is the high interest rates even in cases where making deposit for 3 months: 8,5 % for deposits in Armenian drams, 5,5 % for deposits in US dollars and 3% for deposits in EUR. The above interest rates are effective for deposits invested for up to 9 months.
Anelik Bank CJSC has designed new "Business Reliable" for corporate customers, and updated terms of "Accumulative" deposit.
Anelik Money Transfer System has registered a significant growth by almost all the indicators in the first quarter of 2012
"Anelik Bank" CJSC offers new cumulative deposit “Reliable" to its clients. The minimum amount of the given deposits makes AMD 40.000, unlike other types of deposits, where it makes AMD 100.000 or equivalent in foreign currency, moreover, annual interest against Armenian dram deposits shall be calculated up to 12.3%, while against USD deposits - up 8.8%.
CREDIT PORTFOLIO OF “ANELIK BANK” CJSC REACHED 38.3 BILLION AMD IN 2011
ANELIK BANK CJSC REGISTERED UNPRECEDENTED GROWTH OF DEPOSIT PORTFOLIO IN 2011
Along with the growth of the number of VISA and Master Card international plastic cards by more than 6000 (30%), issued by “Anelik Bank” CJSC in 2011, number of operations performed through the issued plastic cards increased by 35%.
The number of transfers made through Anelik remittance system in 2011 made about 2 million, which exceeded results of the previous year by about 50%. Volume of transfers through the system has grown by 13% reaching the border of 1 billion USD. Significant growth is noted in RUB transfers, which has increased by 37% as compared with the previous year.
In December 2011 “Anelik Bank” CJSC was granted a certificate of acceptance to Armenia - Canada Chamber of Commerce.
Transfer volume made by “Anelik” money transfer system during 11 months of 2011 made 1,405,088, which exceeds the volume of transfers made within the same period of 2010 by more than 50%.
According to the results of 11 month of 2011 Anelik Bank has recorded growth of deposit portfolio attracted by the individuals by more than 6 billion Armenian drams, about 57%, Armenian dram deposits only for the same period have grown by 107%. Moreover, during the last 2 months the portfolio has grown by 15%, 21 billion drams, reaching the figure of 17.2 billion drams, including Armenian dram deposit portfolio has grown by about 20%, 0.6 billion drams.
According to the results of the first 9 month of 2011 Anelik Bank has recorded significant growth in almost all banking indicators. Within the mentioned period assets of the Bank increased by 12.7 %, reaching the figure 67.78 billion AMD.
“Anelik Bank” offers updated "Holiday" deposit. Those depositors putting "Holiday" deposit at Anelik Bank CJSC before July 25, 2012 shall get the chance to win a trip to Greece for 2 person. Minimum deposit amount is set AMD 100,000, while each AMD 100.000 of the deposit or its equivalent in foreign currency will give an additional chance to win the trip. Interest rate against AMD deposit amounts to 12% annually, while against USD deposits – up to 8.3%.
"Anelik Bank" CJSC, continuing to simplify the process of providing student loans, instead of 2 required guarantors when extending the loan, only one will be required furthermore.
For the first time in Armenia "Anelik Bank" CJSC and State Revenue Committee offer implementation of customs payments through "Bank - Client" electronic system in order to speed up the process of customs clearance of goods for importers (internet banking). Thanks to the system the customs payment will be possible within a few minutes.
Having developed more simplified procedures Anelik Bank CJSC has started more convenient car crediting process. The loan shall be extended for car purchase from both primary and secondary markets. Loans for primary markets shall be extended against 15% (started from) interest rate annually and for secondary markets – started from 18%. Maximum maturity for primary market is set 5 years, and for secondary market – 3 years.
For the 20th anniversary of “Anelik Bank” CJSC Anelik remittance system announced 0.5-0.8% transfer commission for any amount and any currency. The offer is effective for money transfers from Moscow “Anelik RU” subsidiary to any branch of “Anelik Bank” CJSC in Armenia and vice-versa.
On the 5th August, 2011 at 12.00, at the new Administrative building of the Bank at 13 Vardanants street, a trip to Paris was drawn among those depositors having “Holiday” deposit with “Anelik Bank” CJSC. Those depositors invested “Holiday” deposit from 2011 May 5 to August 3 at “Anelik Bank” CJSC participated the lottery drawing. Totally number of participants made 485. One of the depositors on coincidental basis took the winner’s number from transparent box.
Monthly fee for full usage of “Bank – Client” system (internet banking) is set AMD 4000 for legal entities against former AMD 7000 and AMD 900 for individuals against former AMD 7000; observation fee only amounts to AMD 2000 for legal entities and AMD 400 for individuals. Generation and issuance of electronic signature is FREE.
On 13 October, 2011 “Anelik Bank” CJSC and EBRD signed Trade Finance Loan Agreement. The project is directed for promotion of both importing and exporting companies on their pre-export and post-export stages. Each loan application is approached individually, the best conditions are offered to borrowers. Within the terms of the given project “Anelik Bank” CJSC offers competitive and available interest rates.
“Anelik Bank” CJSC opened new “Baghramyan” branch. The branch, like all the other branches of “Anelik Bank” CJSC provides full banking services aganst competitive fees. The branch enables the clients to open accounts, order plastic cards, make money transfers through “Anelik” and other remittance systems, invest deposits, receive loans for SME development, mortgage loans, car loans, student loans and other consumer loans.
Credit portfolio of “Anelik Bank” CJSC increased by 5.8 billion drams during 5 months of 2011 and reached 35.3 billion drams. The growth of the given period made about 20%, moreover in April –May only the growth of the credit portfolio made 1 billion drams.
According to results of the first 5 months of 2011 term deposit portfolio of “Anelik Bank” CJSC attracted from individuals has grown by almost 2.7 billion drams, reaching 13.7 billion drams. During the 5 months the growth made about 25%, moreover in May only the deposit portfolio has grown by above 0.65 billion drams.
Mortgage loans
Are provided for individuals, real estate purchase and renovation purposes.
Consumer loans
Low interest rates on consumer loans secured by property.
Purchase of goods
Loans for purchase of goods by installment.
Car purchase loans
Since 7% of the prepayment, up to 7-year repayment period. Realize your...
Lombard loans
Lombard loans low interest rates.
credit card
Credit card, always available in your pocket.
Lending program
RA Government Economy Stabilization Lending Program
MasterCard
International plastic cards. Service anywhere in the world.
Convertable
Deposit at any time up to 12.2% + chance of...
Reliable
up to 12.3% per annum any time to take back deposit...
Safe
deposit at any time with up to 12.5% + chance...
Holiday
Deposit up to 12%, win 2 ticket to Greece.
Anelik
Deposit up to 12.3%, the introduction of the system Anelik
Demand
"Anelik Bank" of the demand deposits of physical persons and...
Arca
Local plastic cards. Get cash realize utilities and other payments.
Visa
International plastic cards. Service anywhere in the world.
MoneyGram
Financial services to more than 192 countries and individuals without...
Anelik
Money transfers without opening an account the system of minimum...
Money transfers to the RA
Money transfers to more suitable conditions in the territory of...
Bank accounts
Accounts for the benefit of individuals and legal conditions.
Safes
Safest place for your precious items.
Junior
Deposit up to 11.5%, Take care of your child’s safe...
Stable
Accumulative deposit 8.5%, 5.5% for Armenian Drams and...
Discounts for cardholders
up to 50% discount at over 500 best stores, trade...
BOOM ENERGY
IF YOU ARE YOUNG: FREE entry to about 12 clubs...
Gold Privilege
Anelik Bank MasterCard GOLD PRIVILEGE - The card of your...
SIMPLE-FAST
SIMPLE-FAST LOANS. The simplest and fastest way to get a...WEDDING LOANS
WEDDING LOANS. The simplest and fastest way to get a...
Express Student Loans
given within 24-Hours
- Contacts+374 10 59 33 33
- BranchesYerevan
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"Anelik Bank" CJSC, 13 Vardanants str, Yerevan, RA
Post adress: 0010, 13 Vardanants str., Yerevan
Tel:, +374 10 59 33 33, + 374 60 27 33 33
E-mail: anelik@anelik.am
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